Encrypted in transit
Every page on Quotient is served over HTTPS (TLS 1.2 or higher). Information you type in the quote form travels encrypted between your browser and our systems, and HSTS tells browsers to never load the site unencrypted.
Stored in a restricted intake system
Quote requests go to a private intake workspace that only named, licensed staff can open, protected by two-step verification. Your health answers are kept in a separate, restricted area from your contact details.
Shared only to get you a quote
We share your information only with the licensed agent handling your request and the insurers you choose to apply with. We do not sell your personal information, and we do not sell leads to other agencies.
No credit checks, no surprise pulls
Getting a quote on Quotient does not involve a credit check. An insurer may review prescription history, motor vehicle records or medical records during underwriting, and only after you apply and authorize it.
Formula and script injection protection
Everything you type is sanitized before it is stored, so a stray character can never execute as code in our systems.
You can finish later without an account
If you save your quote to finish later, your answers are encoded in a private link that only you hold. We do not store a copy on a server until you submit the request.
Retention with an expiration date
Requests that never become applications are deleted on a schedule rather than kept forever. Ask us at any time to see or delete what we have.
What we collect, and why
| What | Why we need it | Who sees it |
|---|---|---|
| Name, email, phone, ZIP code | To reach you about your quote and confirm which state's insurers can be offered | Your licensed agent |
| Date of birth, sex, height, weight, nicotine use | These are the main inputs every insurer uses to set a price | Your licensed agent and the insurers you apply with |
| Health history and medications | So the agent can match you with insurers that look favorably on your situation, instead of guessing | Restricted: your licensed agent, then only the insurers you apply with |
| Coverage goal, amount and timing | To recommend the right policy type and prioritize your request | Your licensed agent |
| Consent record (what you agreed to, and when) | Required by federal telemarketing rules (TCPA) before we may call or text you | Kept internally as a compliance record |
Your choices
- See it or delete it. Email info@choosequotient.com and we will show you what we hold about you, correct it, or delete it.
- Stop calls or texts. Reply STOP to any text, or tell the agent. Consent to be contacted is never a condition of getting a quote.
- Opt out of tracking. See the online tracking opt-out guide. We do not sell or share personal information for cross-context advertising.
Report a security concern
If you believe you have found a vulnerability on this site, please email info@choosequotient.com. We will acknowledge within two business days and will not take action against good-faith research.
This page describes current practices and is not a contract. The Privacy Notice governs. Last reviewed [DATE].